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Age Pension Calculator — A Simple Australian Eligibility Estimate
A quick estimate of Age Pension entitlement under the assets and income tests.
The Age Pension isn’t all-or-nothing — it tapers under two means tests, and this simple age pension calculator estimates where you’d land. Set your situation and assets and it applies the assets test and the income test (deeming included) the way Centrelink does: both calculated, the lower result paid.
Your situation
$0$1.6m
$0$4,000
Estimated Age Pension
per year
the test that sets your rate
Uses indicative 2025–26 rates and thresholds; financial assets are deemed automatically. Rates change every March and September — confirm with Services Australia. An estimate for education — not financial advice.
Want to understand the mechanics — what counts, what’s exempt, and which test is likely to bind you? Read the assets test and income test, explained, and see the ages that actually matter for retiring in Australia.