G·L·O·W
Retirement Income Calculator — How Long Will My Savings Last?
Turn a nest egg into an income: see what your savings could pay you, and how long they would last.
The question every retiree actually asks isn’t “how big is my balance?” — it’s how long will my savings last? This retirement income calculator turns a nest egg into an income: set what you’ve saved and what you want to live on, and see how many years it holds up, with drawings rising for inflation along the way.
Your retirement
$100k$3m
$20k$160k
4575
How long it lasts
the age it would fund you to
a sustainable draw (4%) from this nest egg
Assumes a 6% average return with drawings rising 2.5% a year for inflation. Ignores the Age Pension, which typically extends these figures. An estimate for education — not financial advice.
Remember this deliberately ignores the Age Pension — for most Australians the real picture is better, because a part pension steps in underneath as balances draw down (how super and the pension work together). If the years look short, the fix is usually the target, not the market: find your enough with the retirement & FIRE calculator.