G·L·O·W
Age Pension Calculator — A Simple Australian Eligibility Estimate
A quick estimate of Age Pension entitlement under the assets and income tests.
The Age Pension isn’t all-or-nothing — it tapers under two means tests, and this simple age pension calculator estimates where you’d land. Set your situation and assets and it applies the assets test and the income test (deeming included) the way Centrelink does: both calculated, the lower result paid.
Your situation
$0$1.6m
$0$1.6m
$0$4,000
Estimated Age Pension
per year
the test that sets your rate
Rates and thresholds checked against Services Australia on 17 September 2026. Only financial assets are deemed; other assessable assets still count under the assets test. Rates change in March and September — confirm current figures with Services Australia. This is a general educational estimate, not personal financial advice.
Want to understand the mechanics — what counts, what’s exempt, and which test is likely to bind you? Read the assets test and income test, explained, and see the ages that actually matter for retiring in Australia.